Real Financial Advice has a wealth of expertise in this area and we are highly qualified to provide detailed, up to the minute advice based on your specific requirements.
Our aim is to make the process as clear and easy as possible…
Rest assured after you’re gone, your responsibilities will be taken care of
A life assurance plan is designed to pay out a lump sum payment upon death.
As you start to take on more personal responsibilities, the need for life assurance increases. The protection market is overflowing with the different types of life assurance products.
We would like to help you find a well-suited plan for your needs, keeping you informed at every stage, so you are aware of what you are signing up to.
Protect your mortgage repayments in the event of critical illness
Are you concerned that you may not be able to make mortgage payments if diagnosed with a critical illness?
This plan will offer a one-off lump sum payment upon diagnosis of a critical illness i.e. cancer or a permanent disability caused by an injury.
As there are many variations of this product on the protection market, we are on hand to help you find a plan which is suited to your needs.
Income Protection and Mortgage Protection Cover
Get cover in case you become unable to work because of an illness or an accident
Whether you are employed or self-employed and become unable to work due to illness or accident, your income will be protected with this plan which provides a monthly benefit to keep you going when you need it most.
There is a vast array of plans available and Real Financial Advice is here to help you decide on a plan relevant to your needs.
Please note, only a proportion of your income will be protected, usually up to 60%.
Key Man Insurance
Protect your business against the loss of key members of staff
Key Man Insurance is essential for businesses where certain employees have specialist skills or knowledge that your business relies on. Should they suffer from long-term absence, or in the event of a death, the insurance will generally cover any lost revenue, as well as sourcing and training a replacement member of staff.
Here at Real Financial Advice, we will source the best insurance plan for the needs of your business.
Relevant Life Insurance
Advice on taking a loan to purchase a property whilst an existing property is up for sale
A Relevant Life Plan is insurance for an employee in case of death in service.
It’s a plan paid into by the employer, which is designed to pay a lump sum if the employee dies or is diagnosed with a terminal illness.
It is typically used by businesses that aren’t big enough to establish group life scheme but want to provide a perk for their directors and staff.
Real Financial Advice will help you find the best plan suited to your needs.
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